Effective Date: April 11, 2025
Welcome to Sterling United Federal Credit Union’s ("Sterling United," "SUFCU," "we," "our,""us") website. By accessing or using this website ("Site"), you agree to comply with the following Terms & Conditions ("Terms"). Please review these Terms carefully. If you do not agree, please do not use the Site.
Acceptance of Terms
By accessing or using any part of the Site, you acknowledge and accept these Terms, along with our Privacy Policy, Membership Account Agreement, and any other agreements relevant to specific products or services.
Membership and Eligibility
Membership in Sterling United Federal Credit Union is open to individuals who meet eligibility requirements as defined by the National Credit Union Administration (NCUA) and Indiana state laws. Eligibility criteria include living, working, worshiping, volunteering, or attending school in Vanderburgh, Warrick, Posey, or Henderson counties, or being an immediate family member of an eligible individual.
Products and services referenced on this Site are available only where permitted by law.
Products and Services
Descriptions of SUFCU products, services, rates, and fees on the Site are for informational purposes only and do not constitute offers to lend, deposit, or perform services. All products and services are subject to eligibility, application, approval, and additional disclosures or agreements.
Important: Rates, fees, and terms are subject to change without notice.
Electronic Communications and Signatures
By using this Site and/or applying for services online, you consent to receive communications electronically in compliance with the Electronic Signatures in Global and National Commerce Act (E-SIGN Act). You agree that electronic signatures are legally binding as if physically signed.
Privacy and Security
Protecting your information is a top priority. Please refer to our Privacy Policy for information about how we collect, use, and safeguard your personal data.
While we use reasonable security measures, SUFCU is not responsible for unauthorized access due to system failures, third-party attacks, or your own failure to maintain security (e.g., safeguarding passwords).
Intellectual Property
All content on the Site, including but not limited to text, logos, graphics, icons, and software, is the property of SUFCU or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, modify, or create derivative works without our prior written permission.
Website Availability and Changes
We strive to keep the Site operational at all times but make no guarantees regarding uptime or accessibility. We reserve the right to modify, suspend, or discontinue any part of the Site at any time without notice.
Third-Party Links
For your convenience, the Site may provide links to external websites. SUFCU does not control, endorse, or guarantee the content found on external sites and is not responsible for any losses or damages arising from their use. Access third-party sites at your own risk.
Disclaimers and Limitation of Liability
The information provided through the Site is "as is" and "as available" without warranties of any kind, either express or implied. SUFCU disclaims all warranties including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.
To the maximum extent permitted by law, SUFCU is not liable for any damages arising out of or related to your use of the Site.
Compliance Disclosures
NCUA Insurance: Member deposits at Sterling United Federal Credit Union are federally insured up to at least $250,000 by the National Credit Union Administration (NCUA).
Equal Housing Lender: We are proud to be an Equal Housing Lender. We comply fully with the Fair Housing Act and Equal Credit Opportunity Act.
Governing Law
These Terms shall be governed by and construed according to the laws of the State of Indiana, without regard to conflict of law principles.
Changes to These Terms
We reserve the right to modify these Terms at any time. Changes become effective immediately upon posting.
Your continued use of the Site after changes are posted constitutes acceptance of the modified Terms.
Contact Information
If you have any questions regarding these Terms or the Site, you may contact us at:
Sterling United Federal Credit Union
1330 West Franklin Street
Evansville, IN 47710
Phone: 812-425-0111
Email: sufcu@sufcu.org
