Monthly Requirements

Sterling Advantage Checking Account Features:

  • Competitive 3.40%¹ APY**: With the Sterling Advantage Checking Account, you get the best of both worlds—competitive 3.40%¹ APY** on your balance and debit card rewards that make every purchase more rewarding.

  • Debit Card Rewards: Enjoy rewards on everyday purchases, making spending more rewarding.

  • No Monthly Service Fees: Keep more of your money with no hidden charges.

  • Online and Mobile Banking: Access your account anytime, anywhere, with our user-friendly digital banking services.

Why Choose a High-Yield Checking Account?

High-yield checking accounts offer interest rates significantly higher than standard checking accounts, allowing your balance to grow while providing easy access to your funds. This combination of growth and liquidity makes them an excellent choice for managing your finances effectively.

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How to Qualify for the 3.40%¹ APY**:

To take full advantage of the Sterling Advantage Checking Account's benefits, ensure you meet the following criteria:

  • Direct Deposit: Set up a recurring direct deposit to your account.

  • Debit Card Usage: Use your Sterling United FCU debit card for a minimum number of transactions each month.

  • e-Statements Enrollment: Opt-in for electronic statements to stay informed while reducing paper waste.

By meeting these simple requirements, you can maximize your earnings and enjoy all the features our high-yield checking account offers.


Ready to Open an Account?

Opening a Sterling Advantage Checking Account is straightforward. Visit our website or stop by one of our branches to get started. Our friendly team is here to assist you every step of the way.

Experience the benefits of a high-yield checking account with Sterling United FCU—where your financial well-being is our priority.


¹3.4% annual percentage yield is earned on balances up to $15,000 after requirements are met. If requirements are not met a dividend of .10% APY** will be earned. No minimum deposit required.