Monthly Requirements

Monthly Requirements

Earn 3.4% APY each month if you meet these monthly requirements:*

  • Make ten or more debit card purchases

  • Receive direct deposit

  • Actively use online banking or Sterling United’s mobile app

  • Receive e-Statements

Additional Features

No monthly service fees or minimum balance

  • Free online banking and bill pay

  • Overdraft courtesy (for qualified members)

  • Debit card

  • Earn rewards

  • Simple Saver Roundup Program

  • Receive alerts

  • No fee for over 50 local ATMs


*3.4% annual percentage yield is earned on balances up to $15,000 after requirements are met. If requirements are not met a dividend of .10% APY will be earned. No minimum deposit required.