Share Certificates
Set aside extra funds for the future in one of our high-yield share certificate accounts. Choose from multiple share certificates that best suit your needs. Open one today with a minimum of $1,000 and start earning more interest!¹
Individual Retirement Account (IRA)
Save for the future with an Individual Retirement Account (IRA). No set-up costs or annual fees!
Consider an IRA as a tax-advantageous way to save for retirement while earning a competitive yield. Choose from our IRA Share Certificate terms to offer your retirement funds a higher yield.
Rest assured, your IRA retirement funds are safe and insured separately up to $250,000 by the NCUA.
Traditional IRAs allow you to save for retirement with tax-deferred earnings and a possible tax deduction. Contributions to the Traditional IRA may be tax-deductible depending on the taxpayer’s income, tax-filing status, and other factors.²
Roth IRAs are growing in popularity as they allow you to contribute your after-tax dollars, which can be withdrawn tax and penalty-free at any time. Contributions under this plan are not tax deductible.²
Stop by a Sterling United branch to get started, or call us at (812) 425-0111 for more information.
¹Early withdrawals are subject to 180 days penalty on earned or unearned dividends.
²Consult a tax professional for tax advice on which type of IRA may best suit your needs.
