Mortgages in Evansville, IN
Finding the right home in Evansville is exciting, and the right financing makes it possible. Whether you're buying your first home, moving up to more space, or refinancing to lower your costs, Sterling United FCU offers Mortgages built around your goals, not a one-size-fits-all formula.
Buying a home is a big step, but it doesn't have to be a scary one. As a member-owned credit union serving Evansville since 1956, Sterling United FCU takes a different approach than the regional banks and out-of-town lenders. You'll work with our friendly local lending staff, people who know the Evansville housing market and will guide you through every step of the home-buying process.
Home Loans Evansville Families Can Count On
When you're searching for home loans in Evansville, you're usually looking for two things: a lender who takes the time to understand your situation, and financing that won't bury you in fees or fine print. Sterling United FCU was built on that kind of relationship, and it carries through to our mortgage lending, with competitive rates and low closing costs.
Mortgage and Home Loan Options
Our Mortgage and home equity options can help with a range of needs, including:
Home purchase mortgages
Mortgage refinancing at competitive rates
Cash-out refinancing for debt consolidation or home improvements
Home equity loans
Home equity lines of credit (HELOCs) with no annual fees
Because decisions are made locally, you can expect a more responsive process than you'd get with a national bank. Our lending staff works directly with you from application through closing, and you can earn up to a $500 gift card* when you trust Sterling United FCU with your new mortgage or refinance.
Why Evansville Homebuyers Choose Sterling United FCU
Sterling United FCU has been part of this community for nearly 70 years, and that heritage shapes how we lend. Unlike big banks focused on volume, we take the time to get to know each member and structure a home loan that fits.
As a member, you can also take advantage of the full range of Sterling United FCU services that support your household, including high-yield checking with Sterling Advantage Checking, our Love My CU Rewards program, and free credit monitoring through SavvyMoney. Check our current loan rates before you apply, and compare deposit options on our share rates page.
Mortgage Refinancing and Home Equity in Evansville, IN
Already own your home? Refinancing with Sterling United FCU lets you take advantage of competitive mortgage rates and low closing costs, and you can add funds to your mortgage for debt consolidation, home improvements, and more. If you'd rather tap your equity without refinancing, a home equity loan or HELOC can help cover renovations, a new vehicle, or college expenses, and Sterling United FCU never charges annual fees on home equity lines of credit.
Need financing beyond your home? Our Personal Loans and Auto & Recreational Loans offer additional lending solutions for Sterling United FCU members.
Who Can Get a Mortgage in Evansville, IN
Sterling United FCU membership is open to residents and workers in the Evansville area. Visit our How To Join page to confirm your eligibility. Once you're a member, our mortgage staff can walk you through financing options for your home and your budget.
It's more than banking. It's belonging. That's been true for Sterling United FCU members since 1956, and it's just as true for the Evansville homeowners we work with today.
Apply for a Mortgage in Evansville, IN
Ready to buy, refinance, or put your home's equity to work? Contact our friendly lending staff or call our mortgage department at (812) 492-8384 to get started. New to Sterling United FCU? Join today and see what local, member-first lending can do for your home.