Loan Rates

Automobiles, Cars, Trucks, New and Used
Rates are current as of: 3-Jul-17 and subject to change without notice.
Description Maximum Term APR* as low as Payment Example
New Auto/Truck/Van (CE) 48 to 54 months (4) 2.25% Calculate
New Auto/Truck/Van (CE) 60 months (3) 2.40% Calculate
New Auto/Truck/Van (CE) 66 months (2) 2.50% Calculate
New Auto/Truck/Van (CE) 72 months (2) 2.70% Calculate
(2016-2013) Used Auto/Truck/Van (CE) 60 months (3) 2.40% Calculate
(2016-2013) Used Auto/Truck/Van (CE) 66 months (3) 2.65% Calculate
(2016-2013) Used Auto/Truck/Van (CE) 72 months (3) 2.75% Calculate
(2012-2011) Used Auto/Truck/Van (CE) 60 months (3) 3.00% Calculate
(2012-2011) Used Auto/Truck/Van (CE) 66 months (2) 3.50% Calculate
(2012-2011) Used Auto/Truck/Van (CE) 72 months (2) 3.80% Calculate
(2010-2009) Used Auto/Truck/Van (CE) 60 months (3) 3.49% Calculate
(2010-2009) Used Auto/Truck/Van (CE) 66 months (2) 3.99% Calculate
(2010-2009) Used Auto/Truck/Van (CE) 72 months (2) 4.49% Calculate
(2008-2007) Used Auto/Truck/Van (CE) 48 months (4) 4.24% Calculate
(2008-2007) Used Auto/Truck/Van (CE) 60 months (3) 4.49% Calculate
(2006) Used Auto/Truck/Van (CE) 36 months 4.74% Calculate
(2005) Used Auto/Truck/Van (CE) 36 months 5.24% Calculate
(2004 or older) Used Auto/Truck/Van (CE) Signature rate with matching term; with collateral Calculate
* Annual Percentage Rate (Actual rate is determined by credit score).All Loans Require Lien on Title and Full Coverage Insurance
(1) Purchase price will be supported by purchase order from dealer and may include sales tax and extended warranty.
(2) NADA Value and the purchase price must exceed $15,000.00 to get maximum term.
(3) NADA Retail Value must be $10,000.00 or greater to get maximum term.
(4) NADA Retail Value must be $5,000.00 or greater to get maximum term.

Mobile Homes & Recreational Vehicles
Rates are current as of: 1-Dec-16 and subject to change without notice.
Description Maximum Term APR* as low as Payment Example
New Mobile Home (CE) 96 months (2) 9.50% Calculate
(2015-2012) Used Mobile Home (CE) 84 months (2) 9.50% Calculate
(2011-2006) Used Mobile Home (CE) 72 months (2) 9.50% Calculate
(2005-1996) Used Mobile Home (CE) 60 months (3) 9.50% Calculate
New Motorcycle/ATV/OffRoad (CE) 60 months (4) 2.75% Calculate
New Motorcycle/ATV/OffRoad (CE) 66 months (3) 3.25% Calculate
New Motorcycle/ATV/OffRoad (CE) 72 months (2) 3.50% Calculate
(2015-2012) Used Motorcycle/ATV/OffRoad (CE) 60 months (4) 3.25% Calculate
(2011-2009) Used Motorcycle/ATV/OffRoad (CE) 60 months (4) 3.49% Calculate
(2008-Older) Used Motorcycle/ATV/OffRoad (CE) 48 months (4) 4.75% Calculate
New Watercraft (CE) 60 months (3) 4.25% Calculate
New Watercraft (CE) 72 months (2) 5.00% Calculate
New Watercraft (CE) 84 months (2) 6.50% Calculate
(2015-2012) Used Watercraft (CE) 60 months (3) 4.25% Calculate
(2015-2012) Used Watercraft (CE) 72 months (2) 5.00% Calculate
(2011-2009) Used Watercraft (CE) 60 months (3) 5.25% Calculate
(2008-2006) Used Watercraft (CE) 60 months (3) 5.99% Calculate
New Motorhome/Camper (CE) 60 months (3) 4.25% Calculate
New Mortorhome/Camper (CE) 72 months (2) 5.00% Calculate
New Motorhome/Camper (CE) 84 months (2) 6.50% Calculate
(2015-2012) Used Motorhome/Camper (CE) 60 months (3) 4.25% Calculate
(2015-2012) Used Motorhome/Camper (CE) 72 months (2) 5.00% Calculate
(2011-2009) Used Motorhome/Camper (CE) 60 months (3) 5.25% Calculate
(2008-2006) Used Motorhome/Camper (CE) 60 months (3) 5.99% Calculate
* Annual Percentage Rate (Actual rate is determined by credit score).All Loans Require Lien on Title and Full Coverage Insurance
(1) Purchase price will be supported by purchase order from dealer and may include sales tax and extended warranty.
(2) NADA Value and the purchase price must exceed $15,000.00 to get maximum term.
(3) NADA Retail Value must be $10,000.00 or greater to get maximum term.
(4) NADA Retail Value must be $5,000.00 or greater to get maximum term.
(5) NADA Value and the purchase price must exceed $5,000.00 to get maximum term.

Other Secured Loans
Rates are current as of: 1-Dec-16 and subject to change without notice.
Description Maximum Term APR* as low as Maximum Amount Payment Example
Share Secured (CE) 60 months 2.25% $100,000.00 Calculate
Share Secured (CE) 120 months 3.25% $100,000.00 Calculate
Certificate Secured (CE) (1) 120 months $100,000.00 Calculate
All Other Secured (CE) (2) 12 up to 48 months 8.25 to 10.00 % Fair Mkt Value Calculate
* Annual Percentage Rate (Actual rate is determined by credit score).All Loans Require Lien on Title and Full Coverage Insurance
(1) Certificate secured loan rate is based on rate paid on certificate plus 3.00%
(2) Rate is determined by the term of the loan.

Unsecured Loans
Rates are current as of: 1-Dec-16 and subject to change without notice.
Description Maximum Term APR* as low as Payment Example
Signature (CE) 12 months 7.99% Calculate
Signature (CE) 24 months 7.99% Calculate
Signature (CE) 36 months 9.00% Calculate
Signature (CE) 48 months (3) 9.00% Calculate
Signature (CE) 60 months (3) 9.25% Calculate
Line of Credit (LC) 3% of credit limit (4) 12.00% Calculate
Overdraft Protection (LC) 3% of credit limit (4) 12.00% Calculate
Visa Classic Credit Card 3% of unpaid balance (5) 12.00% Calculate
Visa Gold Credit Card 3% of unpaid balance (5) 6.75% Calculate
* Annual Percentage Rate (Actual rate is determined by credit score).All Loans Require Lien on Title and Full Coverage Insurance
(1) The unsecured limit depends on job security, stability, ability to repay and credit history. The maximum term on unsecured is 48 months.
(2) Advances will be made to the overdrawn account until it is brought up to zero, not exceeding the maximum loan limit.
(3) Requires a $5,000 minimum loan and a credit score of 650 or above.
(4) Minimum payment is $40.00 per month
(5) Minimum payment is $25.00 per month

Real Estate Loans
Rates are current as of: 15-Jul-17 and subject to change without notice.
Description Maximum Term APR* as low as Maximum Amount Payment Example
Home Equity Fixed Rate (RE) 60 months 3.74% $150,000 max (4) Calculate
Home Equity Fixed Rate (RE) 120 months 4.49% $150,000 max (5) Calculate
Home Equity Fixed Rate (RE) 180 months 4.99% $150,000 max (5) Calculate
Home Equity Line of Credit (RE) 180 months (3) 3.00 % (2) $150,000 max (1) Calculate
Refinanced 1st Mortgage (RE) 60 months (6) 2.25% $300,000 max (4) Calculate
Refinanced 1st Mortgage (RE) 120 months (6) 2.50% $300,000 max (4) Calculate
Refinanced 1st Mortgage (RE) 180 months 2.75% $300,000 max (4) Calculate
Refinanced 1st Mortgage (RE) 240 months 3.25% $300,000 max (4) Calculate
Home Improvement FHA 60 months 5.25% $25,000 max Calculate
Home Improvement FHA 120 months 5.75% $25,000 max Calculate
* Annual Percentage Rate (Actual rate is determined by credit score).All Loans Require Lien on Title and Full Coverage Insurance
(1)Based on 80% of appraised value less amount of first mortgage.
(2) The rate on Home Equity Lines of Credit is set monthly. The rate is equal to the Wall Street Prime less 1.00%. Lines of Credit have a nominal floor rate of 3.00% APR and a maximum rate ceiling of 15.00% APR.
(3) The term on Home Equity Lines of Credit includes a 10 year draw period and a 15 year repayment period. Payment is equal to 1.50 % of amount advanced subject to a $100 minimum payment.
(4) Based on 85% of appraised value of property.
(5) Based on 80% of appraised value of property.
(6) Internal refinances are required to add $10,000 or more.

*APR is Annual Percentage Rate. ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE.